4 Steps to Take if You Want to Buy a Home Soon
Is home ownership in your future? If your goal is to buy a home within the next six months or sooner, it would be best to start arranging your finances now! So, instead of jumping straight to the house hunt, let’s review some essential items to prepare you for buying a home.
Check Your Credit Report
Preparing your credit score and financial history are critical components of mortgage qualification. With AnnualCreditReport.com, consumers can receive three free credit scores per year, one from each of the main credit reporting bureaus. Once you have received your report, review it for any inaccuracies or errors, and if necessary, take steps to improve it.
Take these steps right away to get your credit in better shape:
- Always pay bills on time.
- Avoid applying for new credit cards.
- Dispute any inaccuracies on your credit report.
- Pay off any debts possible.
Build Your Savings
You may have already started saving if you have set the goal of buying a home. In competitive housing markets, some buyers may benefit from a larger down payment. But don't assume you have to put down 20%. Certain programs, such as those available to veterans and first-time home buyers, allow some people to make smaller down payments.
Home buyers usually have a downpayment at the forefront of their minds, but don’t forget it is wise to have funds set aside for unexpected emergencies and repairs that may arise with the new home as well.
Get Pre-Approved Before Searching
Never begin home shopping without a pre-approval in hand! A pre-approval helps you define your housing goals and shows potential sellers that you are serious about purchasing their home.
Once you've decided on a lender, you should request a preapproval letter, which details how much you might be able to borrow. Unlike a prequalification letter, a preapproval letter informs the seller that lenders have reviewed your finances and confirmed that you qualify for a loan, giving you an advantage over buyers who can't prove that they will get financing. The lender may verify your income, check your bank statements, and pull your credit in order to obtain this letter.
Interview Real Estate Agents
Hiring a real estate agent who looks out for your best interests will make the home-buying process much easier. Investing the time to interview a few agents can make a significant difference in your transaction, so select someone who will support your goals, work within your budget, and provide expert guidance.
Inquire about potential real estate agents' backgrounds, knowledge of your desired area or neighborhood, and fees.
Bottom Line
Don’t put off preparing for your first (or next) home purchase, it is in your best interest to start taking these steps now! When you get to the point of seeking guidance from a Realtor, you won’t be disappointed in our team at 316 Realty Group. Our Realtors have a vast knowledge of the greater Houston, Dallas/Fort Worth, Austin, & Waco markets and care for our clients like family.
Are you ready to have a conversation about your next home purchase? Reach out today!
4 Reasons Why You Should Home Shop in the Winter
The spring and summer months are typically the busiest for home purchases. And for good reason: warm weather makes open houses, home inspections, and moving more appealing.
But what about in the winter? While it is true that things slow down during the winter, that is not necessarily a bad thing. If you are looking to buy a home, the season benefits you in particular! You could even say that winter is the best time to look for your next home. Let’s explore some of the significant benefits you may find if you choose to go house hunting in winter.
Less Competition, Less Frenzy
Less competition is favorable to both home sellers and home buyers. When there are fewer buyers to compete with, you are less likely to enter a bidding war and more likely to have your offer accepted.
More people stay inside when it's cold as well, and tend to go house hunting during the summer months. In return, you'll have an advantage and will beat out the competition if there is any.
Bidding Wars are Less Likely
Would you like to possibly save some money? During the winter, there are fewer buyers, so bidding wars are unlikely, and you can negotiate a better price.
Take your time, as the lack of competition, combined with the seller's eagerness to close, gives you the edge. They may even be willing to waive some of the contingencies in order to get you into the house or agree to your move-in date, even if it means leaving earlier than expected.
The House is Put to the Test
You probably imagine yourself pulling up to a home when it has a lush, green lawn and blooming shrubs. House hunting in the winter is a different story because you can see past the initial curb appeal that would normally have you starry-eyed.
When you are inside the home, you can witness if the windows are old and drafty and if there is poor insulation. If you have snow in your area, you can also note if there is any leaking in the ceiling. Home shopping in the winter allows you to view homes on their worst days, instead of their best, and benefits you greatly so you can know what you’re possibly getting into!
Faster Closing Times
If you do not experience inclement weather and heavy snow in the winter, (which could delay inspections and surveys), all the parties involved in the home-buying process are less busy than they would be during other seasons, from the real estate agent to the lender to the appraiser.
When you consider how many steps are involved in purchasing a home, this is fantastic news.
The Best Season is Off-Season
If you're on the fence about purchasing during the winter, consider the benefits we covered. There are also a number of factors to consider when selling your home during the winter months.
Finding a trustworthy and reliable Realtor can point you in the right direction when it comes to determining the best time to buy. It's also worth noting that buying during the winter season can mean a variety of things depending on where you live. You should not, however, be swayed by myths about the real estate "off-season." Let's talk about your needs today, we can't wait to help you find the perfect home!
Tips for Preparing Your Credit for a Mortgage
If you're considering purchasing a home or refinancing an existing mortgage, you most likely know the importance of paying your bills in a timely manner in order to preserve good credit. Even if you intend to be responsible with credit, certain situations can derail you and harm your score.
We’re going to go over some tips to help you keep your credit in great shape so you can avoid any credit issues. Let’s get started!
Review Your Credit Scores and Reports
It is critical to review all three of your credit reports from Equifax, TransUnion, and Experian before applying for a mortgage. AnnualCreditReport.com offers a free copy of each report once every 12 months.
If you find any errors on your credit reports, you should notify the credit reporting agencies immediately. An investigation into a credit dispute can take between 30 and 45 days. Furthermore, if the first investigation results in a negative outcome, you may have to try again or try a different approach entirely to resolve the issue.
Pay Down Credit Card Debts
Are you aware that even if you make your monthly payments on time, having a large outstanding credit card balance can impact your credit? It's actually high credit utilization on your credit cards that can hurt your scores, but large balances in relation to your credit card limits cause that high utilization.
You can lower your credit utilization ratio by paying down your credit card balances. Once the new card balances are updated on your credit reports, this may have a positive impact on your credit scores.
Make On-Time Payments
This one comes as a no-brainer! On-time payments are critical to establishing and maintaining good credit. If your credit reports show any recent late payments, it's usually a good idea to wait some time (six to twelve months) before submitting a mortgage application.
When late payments first occur, they have the greatest negative impact on your credit score. Then, as time goes on, they become less damaging. In terms of scoring, the older a late payment becomes, the better.
Hold Off on New Credit Applications
When a lender checks your credit as part of an application, a hard inquiry is recorded on your credit report. That hard inquiry could have a 12-month impact on your credit score.
This isn't to say that every time a lender pulls your credit, it will harm your scores, but it is possible. As a result, if you know you're going to buy a house soon, you should put a hold on any non-essential new credit applications.
The Takeaway
Taking the time to improve your credit score could save you tens of thousands of dollars in interest over the course of a 30-year mortgage. Whether you are about to purchase your first home or your third, it’s easy to get lost in the excitement and the urge to move quickly. You must keep in mind the role your credit score plays in the cost of your mortgage and your ability to even qualify!
Before you apply, take your time and prepare your credit to the best of your ability. Your efforts may pay off and save you a significant amount of money in the long run.
Renting vs Buying: How to Decide
It goes without saying that purchasing a home is a significant life decision, but is it right for you? Of course, there is no single correct answer because both renting and buying have advantages and disadvantages. Your personal finances, however, will play a major role in your final decision. Especially for younger people, renting seems to be a more cost-effective option.
That is not always the case, however. There are several lifestyle factors that can influence your decision, including how flexible you are, your career goals, and whether you want to own your own home.
If you're debating whether to rent or buy, keep reading to find out what factors you should consider before making a decision.
Are Your Finances in Order?
If you decide to buy a home, make sure you have enough funds saved for your down payment, closing costs, and any unexpected expenses, such as home maintenance and repairs.
When you own a home, there is no landlord to call when something needs fixing; it is entirely up to you! You'll need to plan for the unexpected, whether it's plumbing problems, replacing appliances, repairing your roof, and the list goes on. In order to cover the maintenance costs that come with homeownership, you should save 1-3% of the purchase price of your home each year.
Buying a home is usually cheaper in the long run as well, and it offers you an opportunity to build equity. Your home will most likely have increased in value when you sell it, too.
Do You Plan on Staying Put?
What are your needs in terms of flexibility or establishing roots? If you intend to stay in one place for an extended period of time and are financially capable of doing so, purchasing a home makes the most sense. In return, the fact that you have the ability to make a home uniquely yours would make homeownership a better financial and emotional fit.
However, renting may be a better option if you prefer to be more flexible. If you are considering a job in another state, you wouldn't want to deal with the stress of selling your home while relocating. Or if you are a newlywed and plan on having children in the near future, you may not want to buy a home just yet that wouldn’t accommodate a growing family.
Both of these situations could possibly be better served by renting so you can figure out what you need in a home, what your budget allows, and what kind of house fits your future lifestyle.
Are You Ready?
There isn't always a simple answer to whether to rent or buy. Depending on your personal and financial circumstances, the answer may change over time. Rent-to-own properties are another option, where you begin renting and eventually become a homeowner.
Your financial status and lifestyle should guide whatever decision you make. Our Realtors are here to help. Reach out if you have more questions and if you are ready to make a move!
HOA Communities: Pros and Cons
Are you considering purchasing a home in a community with a homeowner's association (HOA)? Make sure you understand how these organizations operate before making an offer.
An HOA is governed by a Board of Directors (homeowners elected by other residents), and it's their responsibility to set and enforce rules and maintain the grounds. These organizations are not only found in single-family home communities but in condominium and townhouse communities as well. You must also pay certain fees to live in these communities So before you start looking for a new home, you should consider whether you want to live in a neighborhood with an HOA, which comes with both pros and cons.
Pros of HOA Living
1. HOAs Resolve Disputes Between Neighbors
When problems arise, (loose pets, loud and obnoxious parties, piles of trash by the road, to name a few), a homeowner's association can help.
If you notice another resident breaking a rule or regulation, the association can act as a mediator. Rather than discussing the problem with your neighbor and causing tension in your relationship, you can contact your homeowner's association, which will contact the neighbor on your behalf.
2. HOAs Have More Social Activities
Streets with an HOA often have a stronger sense of community than your average neighborhood. This is due to the fact that having an HOA encourages a sense of community. Not only do HOA meetings will help neighbors to get to know one another, but they also give greater opportunities for social events.
It wouldn't be out of the ordinary to see block parties and social gatherings on your street from time to time. It's also easier to connect with neighbors when you start sharing amenities like a pool, tennis courts, or a golf course. If you like meeting people and socializing, an HOA could be right up your alley.
3. HOAs Maintain Property Values
In HOA communities, homes, and common areas are consistently cared for and well-maintained because residents are held accountable to deed restrictions. Property values are heavily influenced by this maintained curb appeal.
A well-kept home in a well-kept neighborhood is what attracts many home buyers to live in an HOA. You could say this is the biggest perk for most!
Cons of HOA Living
1. HOA Fees Can be Expensive
Unfortunately, many HOA communities can be expensive to join. High HOA fees, in general, entail more landscaping, general maintenance, and amenities. However, if you don't care about having a swimming pool or a gym, these high fees would be a waste of your money.
If a home has high HOA fees, make sure to get a list of everything that's included in the price so you know exactly what you're getting and if it even benefits you personally. In addition, carefully examine your monthly budget to ensure that you can manage to pay the monthly dues.
2. HOAs Have Rules and Regulations
If the monthly fees are reasonable, paying HOA fees may not seem as bothersome. You should be aware that the HOA has rules regarding the exterior of your home, even if you're fine with the fee.
Color, type, and size restrictions may apply to your front door, shutters, and windows. Associations can even restrict your outside decor and the number of vehicles you can park. A fine may be imposed if you violate the rules and regulations of the community.
3. HOAs Can Lack Privacy
It goes without saying that you will not have a lot of privacy if you live in an HOA community with homes practically touching each other, such as a townhome, apartment, or even some single-family homes.
Those who like a rural or country lifestyle and don't want to be involved with neighbors should consider homes with no HOA. The benefit of living close to your neighbors is meeting more people if you are more social and thrive in a community.
Is a Community Right for You?
Bottomline, HOAs aren't for everyone. If you want complete privacy or the ability to change the appearance of your home, you probably won't be content living in an HOA community. However, if you want a low-maintenance lifestyle, HOA living may be ideal for you. Whatever you decide, carefully consider the benefits and drawbacks of HOA living.
As a final point, don't forget the importance of working with an experienced and knowledgeable Realtor. We look forward to assisting you on your home-buying journey!
3 Common Mistakes to Avoid When Buying a New Construction
The idea of a new construction home sounds appealing to many people. New construction homes provide endless customization options and the opportunity to truly make your own personal touches In a brand new home, you won't have to worry about old, stained carpets or old appliances; instead, you can select what best suits your family's individual tastes.
While choosing your favorite brick, paint, and countertops may be exciting and seem pretty simple, the buying process for new construction homes can be quite challenging without any prior experience and knowledge.
The good news is that following these tips for buying new-construction homes can save you money, and time. Here are three common mistakes to avoid when purchasing a new home.
Failure to Research Your Builder
Buying a new home will most likely be one of your family's largest investments in a lifetime, so it is essential that you prioritize quality, especially when it comes to the developer or builder in charge of creating your new home.
Even if you have completely fallen in love with a neighborhood and the style of its homes, you still must research your builder thoroughly. Look for reviews online, and keep an eye out for any patterns and feedback you may see, such as an excess amount of premature repairs/issues, poor workmanship, cut corners, and delayed construction.
You as the buyer can decrease your risks by doing appropriate research ahead of time, to save you both time and heartache!
Failure to Budget for Extra Costs
New builds can start as blank slates. Sure, some people may not consider it necessary to have privacy fences or gutters, but it’s only a matter of time before they realize they really dislike having a straight shot of their neighbors every time they sit on their porch, and they’ll probably be calling the gutter company after that first hard rain that creates trenches in the new lawn all around their home!
If you build in a community that has a Homeowner’s Association (HOA), you’ll want to read over the rules carefully. Make sure you set aside the expenses ahead of time to take care of any loose ends to be in compliance with the HOA. After all, nobody is excited about getting a letter from their Homeowner’s Association during the first week in their new home!
Failure to Work with a Realtor
There are most definitely some differences between buying a pre-owned home and a new construction home. As a result, unless you are an extremely experienced buyer, it is critical to have proper representation and take precautionary measures throughout the purchasing process of a new build.
It is of utmost importance and in your best interest to hire a Realtor before visiting potential locations and the property sales office. You always want your Realtor present to represent you properly! A Realtor will work to ensure that you are set up for success from the start, handling communications, disclosing the benefits and drawbacks of the property, and may even be able to help you negotiate lower costs.
Bottom Line
Purchasing a new construction home has significant advantages. However, there are numerous pitfalls, so buyers should exercise caution at all times and have the assistance of a real estate professional throughout the process. Before signing off on your new home, carefully consider all of the advantages and disadvantages of new construction.
7 Mistakes People Make When Searching for a New Home
Moving to a new home is an exciting time! But it can also be a stressful one. There are so many things to think about and prepare for before the big decision. It's easy to get overwhelmed. To help you out, we've put together a list of 7 common mistakes people make when they're searching for a new home. Hopefully, by avoiding these pitfalls, you can make the process a little less stressful.
Not being clear on what you want
It's important to have a good idea of what kind of home you're looking for before you start your search. Do you want a single-family home? A townhouse? An apartment? How many bedrooms and bathrooms do you need? What kind of amenities are you looking for? The more specific you can be, the easier it will be to find a home that meets your needs.
Not knowing your budget
It's also important to know how much you can afford to spend on a new home. Keep in mind that there are more costs associated with buying a home than just the purchase price. There are also closing costs, moving costs, furnishing costs, and more. Make sure you factor all of these costs into your budget so that you don't end up overspending.
Skipping the pre-approval process
Once you know your budget, the next step is to get pre-approved for a mortgage loan. This will give you a better idea of how much money you can borrow and at what interest rate. It will also help strengthen your offer when you find a home you want to purchase.
Not working with a real estate agent
Trying to navigate the world of real estate can be tricky. There are so many different rules and regulations involved in buying and selling property. It's helpful to have someone on your side who knows the ins and outs of the process and can help guide you through it all.
Failing to do your due diligence
Before making an offer on any property, be sure to do your research first! Has the home been inspected by a professional so that you know if there are any major repairs that need to be made? Research the crime rates in the area, as well as the quality of the schools if you have children. Look into the future development plans for the area as well—you don't want to find yourself living next to a construction site in five years!
Making an emotional decision
Buying a new home is an emotional process, but it's important not to let your emotions cloud your judgment when making such an important decision. Just because you fall in love with a house doesn't mean it's the right house for you and your family—be sure to really think things through before committing to anything!
Forgetting about resale value
Even if you're not planning on moving anytime soon, it's important to keep resale value in mind when purchasing a new home. After all, you never know what might happen down the line! If possible, try to find a property that will appreciate in value over time so that if and when you do decide to sell, you'll be able to get top dollar for it
We hope this list has been helpful! Remember, moving is supposed to be an exciting time—don't let it turn into a nightmare by avoiding these common mistakes! If you do find yourself getting stressed out just take a deep breath and remember that we're here to help. Feel free to give us a call or stop by our office anytime —we'd be more than happy to walk you through the process so that you can enjoy your new home worry-free!
How to Pick the Perfect Home for You and Your Family
Searching for a new home is an exciting but potentially overwhelming process, especially if you're doing it for the first time. There are many factors to consider, from the location to the size of the home to the type of neighborhood. It's easy to get lost in all of the options and end up with a home that's not quite right for your family. But don't worry – we're here to help! In this blog post, we'll give you some tips on how to pick the perfect home for you and your family.
Define your needs
The first step in finding the perfect home is to sit down with your family and figure out what kind of space you need. How many bedrooms and bathrooms do you need? Do you need a yard? Would you prefer a single-story or multi-story home? Once you have a good idea of the kind of space you need, you can start narrowing down your options. Location is another important consideration. Do you want to live in the city, suburbs, or countryside? Each option has its own unique benefits and drawbacks. Once you've considered all of these factors, you'll be well on your way to finding the perfect home for your family.
Decide on a budget
Of course, another important consideration is your budget. How much can you afford to spend on a new home? It's important to be realistic here – there's no point in falling in love with a home that's way out of your price range. Once you have a budget in mind, you can start looking at homes that fit within that price range. This will help to narrow down your options and make the home-buying process a bit more manageable. Keep in mind, though, that your budget is not the only factor to consider. You'll also need to think about things like location, size, and amenities. But if you have a clear budget in mind, it will be much easier to find the perfect home for you and your family.
Consider your commute
The amount of time you spend commuting to and from work can have a big impact on your quality of life. If you're looking for a new home, it's important to take into account how long it would take you to get to work from each one. The last thing you want is to spend hours every day sitting in traffic. You should also consider the commute of any family members, especially if you have kids. You might be willing to sacrifice a longer commute if it means living in a nicer neighborhood or being closer to family. Whatever your priorities are, make sure to factor in the commute when you're searching for your new home.
Think about the future
Picking a new home is a big decision, and it's one that shouldn't be made lightly. There are a lot of factors to consider, and you'll need to weigh your options carefully before making a final decision. One important factor to keep in mind is your future plans. If you're planning on starting a family soon, for example, you'll want to choose a home that has enough space to accommodate a growing family. Likewise, if you're nearing retirement age, you might want to choose a smaller home that will be easier to take care of as you get older. By thinking about the future as well as the present, you can make sure that you choose a home that will suit your needs for years to come.
Pay attention to your gut feeling
There are a lot of factors to consider when choosing a new home. Location, price, size, and amenities are all important considerations. However, after you've weighed all of these factors, it's important to go with your gut feeling about which house is right for your family. Sometimes, you just know when you've found the perfect place. So go with your instincts and choose the home that feels right for you! You'll be happy you did.
We hope these tips were helpful as you begin searching for your new home! Remember, there's no such thing as the perfect house – but there is such thing as the perfect house for you. Just keep these factors in mind and trust your gut, and we're sure you'll find the perfect place for your family in no time. Happy house hunting!
What You Should Know Before Buying a Foreclosure
Who doesn't want to save money when they're ready to buy a house? A foreclosed house can appear to be an attractive option. There is no doubt that foreclosed homes sell for less, sometimes much less, than homes listed and sold on the open market by real estate agents and owners.
Unless you're a professional real estate investor, it can be difficult to purchase a foreclosed property. Some foreclosed homes have so much damage that the repairs required to make them habitable quickly deplete any savings on their sales prices. Plus, you'll be competing with others who make their living by buying, repairing, and selling foreclosures.
As you can see, buying a foreclosure can be a huge challenge. Here are some tips you should know before buying a foreclosed home…
Foreclosed Homes Come With Risks
While a foreclosure is a profitable investment, it also comes with the previous owner’s problems. Here are some of the most commonly seen problems:
Financial Risks
Outstanding debts such as back taxes and liens are frequently attached to auction properties. As a result, an otherwise desirable home may be subject to further costs. Before the buying process can begin, any outstanding debts must be satisfied.
This primarily applies to properties that are being auctioned off. Before reselling a property, banks pay off any liens attached to it.
Physical Risks
Keep in mind when buying a foreclosure that the risk may greatly exceed the potential reward.
If the home is still being occupied, it may be poorly maintained. If the people can’t make the payments, they could well be falling behind on maintenance and repairs.
Some people facing foreclosure are enraged, and they may take out their frustrations on their home before the bank repossesses it. This could mean taking appliances, light fixtures, and any other valuable pieces of the home upon departing.
Another thing to consider is if you buy a foreclosure at an auction, you won’t get the opportunity to inspect the inside, and you are buying the home sight unseen.
Foreclosures Attract Competition
When dealing with desirable foreclosed properties, increased interest and competition is unavoidable, not only from potential occupants but also from investors and professional house flippers. Foreclosed homes priced competitively can attract many offers quickly, resulting in a bidding war, which can turn a bargain into a costly investment.
Purchases of foreclosed homes quite often fall through, so you could potentially see your desired property appear back in the inventory if you check periodically.
Foreclosure Purchases Can Be a Long Process
The closing of a foreclosure typically requires additional documents to be completed. On top of that, response times between the bank and other parties involved with real estate-owned properties can be pretty slow. You may have to wait longer than you’d like after putting in a bid on a property as well, especially if the bank is processing many other requests.
If you intend to finance the purchase, you should get a mortgage pre-approval. It is likely to quicken the process.
In Conclusion
Foreclosed homes can appear very appealing on the surface. However, costs can be highly unpredictable, and underlying damage may render a property unmarketable. Some people may reconsider buying due to the lengthy process, while others may be turned away by the high demand for attractive foreclosed properties.
Foreclosures can sometimes wind up being incredible deals. With all of this being said, our Realtors at 316 Realty Group are more than willing to assist you in the process. Reach out to us today and let’s get started!
Why Is a Home Inspection Important?
Whether you've purchased five homes or are about to buy your first, a home inspection is almost always recommended. You will actually find that it is one of the most common contract contingencies from home buyers is a home inspection. Continue reading to find out why a home inspection is so important and will benefit you in the purchase of your new home!
Home Inspections Reveal Safety Issues
Having a home inspection completed gives you the opportunity to have your potential home thoroughly investigated. A good and experienced home inspector will always find some issues with a home, even a newly built home. Some findings may not pose a huge threat, but some could potentially be serious and life-threatening issues, like mold or faulty wiring.
Worn roofs, inoperable windows, and plumbing deficiencies are some common home inspection findings. The end goal of having an inspection performed isn’t to make sure every detail of the home is perfect to your liking, but to discover and take care of any safety issues.
Home Inspections Can Identify Future Repairs
Buying a home can be a pretty significant investment, and a lot of buyers will be left with what feels like a depleted bank account. This means it’s important to know what lies ahead as far as expenses with your new home.
Your home inspector could make you aware that the roof is coming close to the end of its life, so it would be a good idea for you as the buyer to keep that in the back of your mind, and possibly start setting some money aside to replace it in the future. This could also be the case for windows, appliances, air conditioning, and many other things. You will appreciate having the heads up instead of being surprised down the road!
Home Inspections Allow for Negotiations
After a home inspection is completed, you as the buyer will have the opportunity to request repairs from the homeowner, and they will agree or disagree with taking care of the proposed repairs. Keep in mind though that the seller is not obligated to fix anything.
Without a home inspection, you wouldn’t have the opportunity to request repairs from a seller. You can request the repairs be made, the purchase price be reduced, or give you a cash credit at closing to fix the problems yourself. This is where a home inspection can pay for itself several times over.
In the event that none of these options are available (for example, if the property is bank-owned or is being sold as-is), you can get quotes to fix the issues yourself and create a repair plan in order of importance and affordability.
Final Thoughts
In light of these reasons, it is very important to conduct a home inspection before purchasing a home. While it may cost you a little bit of time and money, in the long run, you'll be glad you did it. Remember no home inspector is perfect and could overlook issues during a home inspection, they will inspect the home in far greater detail than you and your real estate agent did during your initial visit.
If you're not sure how the home buying and inspection processes work, one of our Realtors here at 316 Realty Group would be delighted to share their expertise and knowledge with you and provide some recommended home inspectors in the area. Reach out to us today!